Attention homeowners in Mount Airy and Surry County: Get an Appraisal today!
Check out the top seven reasons NC homeowners use Woods & Waters Real Estate:
Do you own a home in or near Mount Airy? Do you need help determining the price of your real estate?
We at Woods & Waters Real Estate understand the particular needs of a homeowner seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Woods & Waters Real Estate, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value judgement than yours. PMI Removal AppraisalsA preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping consumers just like you do away with unwanted and unneeded PMI insurance. Challenging Surry county's assessment of your propertyYour local tax assessor may have your home overvalued if you live in a region that's going down or not appreciating as much as other properties close to yours. This only means you are going to pay higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Woods & Waters Real Estate is your strongest weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be inopportune from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Woods & Waters Real Estate can provide you with a professional appraisal that will help you reinstate your HELOC. We Also Provide Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for verity? Woods & Waters Real Estate offers field reviews where we go out and check the subject and comps in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home. |